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Is an electric car actually good for family life?

by R.Donald


Electric car - grants scheme CEC

Every parent in Cheshire has had the same conversation at the school gate.

Someone’s just picked up an electric car, and the questions start flying.

Is the boot big enough for the buggy? What about that trip to the Lakes? Can you even charge it on a terraced street in Crewe?

These are fair questions. And the honest answer is that electric cars have come a long way, but they’re still not perfect for every family.

Let’s walk you through the stuff that actually matters when you’ve got kids, dogs, and a weekly Aldi shop to fit in the back.

How Salary Sacrifice Removes the Biggest Barrier
The sticker price is the thing that puts most families off, and that’s where salary sacrifice schemes have made a real difference.

Through a provider like EZOO, your employer sets up a scheme that lets you lease an electric car through your gross salary, before tax and National Insurance are calculated.

Insurance, maintenance, road tax, and breakdown cover are all bundled into one monthly payment.

Because the deduction comes from your pre-tax income, you’ll typically save between 30% and 60% compared with leasing privately.

For a higher-rate taxpayer, the savings are even more significant. And because everything is included in one figure, there are no surprise bills for servicing or insurance renewals.

It’s worth noting that Benefit-in-Kind tax on electric cars remains very low at just 3% for 2025/26, rising to 4% from April 2026.

Even with these gradual increases, EVs are still taxed at a fraction of the rate applied to petrol or diesel company cars.

Will the Boot Fit a Pushchair and a Week’s Shopping?
This used to be a genuine weak spot. Early EVs were built with small boots because the battery ate into cargo space.

That’s changed. The Renault Scenic E-Tech, one of the most popular family EVs right now, offers 545 litres of boot space.

That’s bigger than most petrol SUVs in the same price bracket. The Volkswagen ID.7 Tourer goes further with 605 litres, and the Tesla Model Y gives you 854 litres with the rear seats up.

Though it’s worth noting that Tesla measures boot space to the roof rather than the window line, which flatters the figure compared with how most rivals are measured.

If you need proper load-lugging room, the five-seat VW ID. Buzz offers around 1,121 litres of boot space with all seats in place, and the seven-seat long-wheelbase version gives you 1,340 litres with the third row folded.

Many EVs also come with a front boot (or frunk), which is handy for muddy wellies or charging cables you don’t want rolling around with the shopping.

What About Long Journeys with Kids?
A drive from Leeds to the Lake District is around 90 miles. Most modern EVs will handle that on a single charge with plenty to spare.

Models like the VW ID.7 Tourer can manage over 380 miles on a full battery. Even more affordable options like the Hyundai Ioniq 5 or the Kia EV3 will get you there and back without stopping.

For longer trips, say a family holiday to Cornwall, you’ll need to plan a charging stop. A rapid charger will take you from 10% to 80% in about 30 to 40 minutes.

That’s roughly the length of a service station lunch stop, which most families with young children end up doing anyway.

Where it gets less convenient is when you hit a busy bank holiday weekend and chargers are occupied.

Apps like ZapMap help you find available chargers along your route, and most EVs now have charge point locators built into the sat nav.

It’s getting better, but it does still require a bit more thought than pulling into the nearest petrol station.

How Do You Charge Without a Driveway?
This is the question that trips people up most, and it’s especially relevant across Yorkshire’s terraced streets.

Around a third of UK homes don’t have off-street parking, and in towns and cities that figure rises to nearly two-thirds.

The good news is that options are growing. Workplace charging is becoming more common, and because electricity provided by your employer for charging isn’t taxed as a benefit, it’s a cost-effective way to keep topped up during the day.

Lamp-post chargers and kerbside charging bays are being rolled out by local councils, and apps like Co Charger let you borrow a neighbour’s home charger for a small fee.

Some councils have also approved pavement cable channels, like the Kerbo Charge system, which let you run a cable safely from your house to the kerb without creating a trip hazard.

It’s not as simple as plugging in on your own drive, but it’s far from impossible. If you can charge at work or have a public charger within a short walk, daily EV life is manageable.

Is It Really Cheaper to Run?
Here’s where the numbers get interesting. Charging an EV at home on a standard tariff costs roughly 6p to 8p per mile.

Switch to an off-peak electricity tariff and that drops to around 2p to 5p per mile. A petrol car doing 40 to 45 miles per gallon will cost you 13p to 18p per mile at current pump prices.

Over a year of typical family driving, say 10,000 miles, that’s a saving of anywhere from £600 to £1,200 on fuel alone.

Servicing costs are lower too, because EVs have fewer moving parts. There’s no engine oil, no clutch, no exhaust system to worry about.

Annual servicing for an EV typically costs £70 to £150, compared with £150 to £400 for a petrol car.

The catch is the upfront price. EVs still cost more to buy outright than equivalent petrol models. Insurance can be higher too, though that gap is closing.

For families watching their monthly budget, the total cost of ownership matters more than any single line item.

The Bottom Line
Electric cars aren’t a perfect fit for every family, but for most, they’re closer than you might think.

Boot space has caught up with petrol rivals, charging options are widening, and the running cost savings are real, especially for families doing a decent amount of mileage each year.

Salary sacrifice has taken the sting out of the upfront cost, turning what used to feel out of reach into something that can genuinely save your household money each month.

The best advice is to do the sums for your own situation, test a few models, and make the decision based on how your family actually drives instead of on outdated assumptions.



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